Payment Processing and Collections

ACH

Loan payments can be automatically drafted from customer checking/savings account with Unity’s ACH module.

Debit Card Processing

Built into our loan software is the ability to post a payment with your customer’s card. You have the option to manually key the card in or use a swipe machine tied into our system. We do an immediate authorization from our software and if the money is available, post the payment! The funds are deposited into your bank account. No need for a separate card system.

Check by Phone

Your customers can make payments by phone. They provide you with their checking or savings account information and our software provides the electronic interface to debit their bank account and places the money into your bank.

Centralized Collections

Unity allows staff at a central location to place collection calls for all branches, update comments, promise dates and much more. Reports are available which allow you to measure performance on each collector.

Text Messaging

Integrated into Unity, messages are sent in mass instead of one at a time. Use for solicitation, late notices, payment reminders and collection notices. Save time and money.