This SMS Privacy Policy (“Policy”) describes how Alpha Credit Corp handles information in connection
with its Short Message Service (SMS) messaging programs. This Policy applies specifically to the SMS
opt-in and messaging programs operated by Alpha Credit Corp.
1. Information We Collect
In connection with our SMS programs, we collect only the information you voluntarily provide when
you enroll, which may include your name, cell phone number(s), account number, and e-mail address.
We do not collect additional personal data solely through the operation of our SMS programs.
2. How We Use Your Information
The information you provide is used solely for the purpose(s) for which you have given consent:
- Transactional Program: To deliver account-related messages, payment reminders, loan servicing notifications, and other communications directly related to your account with Alpha Credit Corp.
- Marketing & Promotional Program: To deliver offers for additional loan funds, refinancing opportunities, and other promotions from Alpha Credit Corp, only if you have separately consented to receive such messages.
Message frequency varies. Message and data rates may apply.
3. No Sharing of Mobile Information
No mobile information, including your cell phone number(s) and SMS consent status, will be shared
with third parties or affiliates for marketing or promotional purposes, other than the messaging
aggregators and service providers we use solely to deliver the SMS communications you have
requested. Your mobile data is used exclusively by Alpha Credit Corp to deliver the SMS
communications to which you have consented. This restriction applies regardless of whether you have
consented to transactional messages, marketing messages, or both. We do not sell or share your SMS
opt-in data or personal information with third parties for marketing purposes.
4. Data Retention
We retain your SMS enrollment information for as long as necessary to administer the program(s) to
which you are enrolled, to comply with applicable legal obligations, and to resolve disputes. If you
opt out of an SMS program, we will retain a record of your opt-out as required by law.
5. Data Security
Alpha Credit Corp maintains reasonable administrative, technical, and physical safeguards designed
to protect the information collected in connection with our SMS programs against unauthorized
access, disclosure, or misuse.
6. Your Rights & Choices
You may withdraw your consent to receive SMS messages at any time by replying STOP to any message,
or by contacting us as described in our SMS Terms & Conditions. Withdrawal of consent does not
affect information already collected or actions taken prior to your opt-out.
7. Changes to This Policy
Alpha Credit Corp reserves the right to update this Privacy Policy at any time. Any material changes
will be communicated via our website or direct notice. Your continued participation in our SMS
program(s) following an update constitutes acceptance of the revised Policy.
8. Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us at:
Alpha Credit Corp • 61 River Drive, Irvine, KY 40336 • (606) 723-6000